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LOW TAXES! Fully finished Bi-Level on large lot in the wonderful community of Cardiff. Move in ready, this home features; living room w/gorgeous maple hardwood floors & a wonderful bay window, beautifully updated u-shaped kitchen w/newer countertops & gorgeous glass backsplash, oak cabinets, stainless steel appliances & pantry. Just off the kitchen is a spacious dining area w/another fantastic bay window. Three good sized bdrms on the main floor w/a handy 3pc ensuite in the master bdrm. The lower level is fully developed & offers loads of room for entertaining in the family/rec room boasting built-in media center, freestanding gas fireplace & bar area. Lower level also hosts the 4th bdrm, flex room that can be used as a den or 5th bdrm & 3pc bath. The massive 2 tiered deck w/no maintenance railings overlooks a large backyard. The yard is full of mature trees, has a lovely vegetable garden & is fully fenced. Updates include; newer shingles, HWT, furnace & central air. Put this one at the top of your list!